CUSTOMER SERVICE

CARDHOLDER BENEFITS

 

Mills Fleet Farm®
Fleet Rewards® Visa® Card

Mills Fleet Farm®
Fleet Rewards® Credit Card

10% Off First In-Store
Credit Card Purchase1

X

X

Everyday 6-Months Special
Financing on Purchases of
$299 or more (after discounts)2

X

X

$25 Fleet Rewards
Gift Cards for Every 2,500
Rewards Points Earned3

X

X

4 Rewards Points for Every $1
Spent at Mills Fleet Farm3

X

X

1 Rewards Point for Every $1 Spent
Everywhere Else Visa Credit Cards
Are Accepted

X

 

Rewards Points & Fleet Rewards
Gift Cards Never Expire3

X

X

Mills Fleet Farm® and Fleet Rewards® are registered trademarks of Fleet Wholesale Supply Co., Inc.

Special Financing Purchases do not earn Rewards Points.

1 For first-time accountholders only. Subject to credit approval. Excludes purchases of gift cards, alcohol, tobacco, fuel, lottery, licenses, taxes/fees, and Friendly Fleet protection plans. See sales associate and 10% off coupon for details.

2 NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS. Offer applies to in-store purchases of $299 or more (after discounts) made on a Mills Fleet Farm® Fleet Rewards® credit card account. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required. Must request at time of purchase.

Discounts or other promotional offers that reduce the purchase amount may result in the minimum qualifying purchase amount requirement not being satisfied. Under the promotion, no interest will be assessed on the promotional purchase if you pay the following (the "promotional balance") in full within 6 months: 1) the promotional purchase amount, and 2) any related optional credit insurance/debt cancellation charges. If you do not, interest will be assessed on the promotional balance from the date of the purchase. Making required minimum monthly payments may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. For new accounts: Variable Purchase APR is 17.24%, 24.24% or 27.24% for Mills Fleet Farm® Fleet Rewards® Visa Card accounts and 28.24% for Mills Fleet Farm® Fleet Rewards® Credit Card accounts. The minimum interest charge for both cards is $2.00. All APRs are accurate as of January 1, 2016 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Existing cardholders should see their credit card agreement for their applicable terms. Promotional purchases of delayed delivery merchandise will be charged to account when merchandise is available for delivery. Subject to credit approval.

3 Subject to credit approval. By participating in the Mills Fleet Farm® Fleet Rewards Credit Card ("MFF Credit Card") or Fleet Rewards Visa Card ("MFF Visa Card") Rewards Program (the "Rewards Program"), you hereby agree to be bound by these Terms. Your MFF Credit Card or MFF Visa Card is issued by Synchrony Bank and the Rewards Program is provided by Fleet Wholesale Supply Co., Inc. and its affiliates ("Mills Fleet Farm®") and serviced by Synchrony Bank. In order to receive the benefits of the Rewards Program, you must do the following:

a. Make purchases with your MFF Credit Card or MFF Visa Card and earn rewards points.
The Rewards Program is available for purchases made with your MFF Credit Card at Mills Fleet Farm® store locations and online at fleetfarm.com, excluding purchases made at Mills Automotive Group locations. If you carry the MFF Visa Card, you will earn rewards points for purchases made at Mills Fleet Farm® store locations, online at fleetfarm.com and on purchases made everywhere else Visa Cards are accepted, including purchases made at Mills Automotive Group locations. In order to participate in the Rewards Program, whether in connection with earning and redeeming rewards points, your MFF Credit Card or MFF Visa Card account must be open, in good standing and not more than 2 payments past due at the time rewards points are earned, and at the time a Mills Fleet Rewards card ("MFF Rewards Card") is issued or redeemed. For purposes of these Terms, "good standing" means you are not in default of your MFF Credit Card or MFF Visa Card cardholder agreement, your Card account has not been suspended or closed for any reason and there has been no fraud or abuse related to the award of reward points or the issuance or redemption of any MFF Rewards Card by you. You will earn four (4) rewards points for every one dollar ($1.00) in net purchases (purchases less credits, returns and adjustments) charged to your MFF Credit Card or MFF Visa Card. MFF Visa Card cardholders will also earn one (1) reward point for every one dollar ($1.00) in net purchases charged to their MFF Visa Card everywhere else that Visa credit cards are accepted. Purchases for which you elect financing promotions are not eligible to earn rewards points. Cash advances, finance charges and MFF Credit Card or MFF Visa Card fees do not qualify for rewards points. Each time you earn a total of 2,500 rewards points and you are in compliance with these Terms, you will be issued a twenty-five dollar ($25.00) MFF Rewards Card for use at Mills Fleet Farm® stores or online at fleetfarm.com. Reward points earned may qualify you to receive multiple MFF Rewards Cards. Reward points will not expire. Your twenty-five dollar ($25.00) MFF Rewards Card(s) will be sent to you after the billing period in which you earn sufficient reward points for the issuance of one or more MFF Rewards Cards. Your rewards points balance will automatically be reduced by 2,500 rewards points for each twenty-five dollar ($25.00) MFF Rewards Card issued to you.

b. Earn Rewards Points and Redeem MFF Rewards Cards in Accordance with these Terms.
Once issued you may use your twenty-five dollar ($25.00) MFF Rewards Card to purchase goods or services at Mills Fleet Farm® stores or online at fleetfarm.com. If your MFF Rewards Card purchase is less than twenty-five dollars ($25.00), the balance will remain on your MFF Rewards Card for later use. If lost or stolen, MFF Rewards Cards cannot be replaced. Rewards points and MFF Rewards Cards earned in the Rewards Program are not transferable. Rewards points will be forfeited if your MFF Credit Card or MFF Visa Card account is closed by you or by Synchrony Bank for any reason.

c. Other Restrictions Apply.
All returns of purchases made using a MFF Rewards Card are subject to Mills Fleet Farm®'s return policies in effect on the date of return. MFF Rewards Cards are not "gift certificates", have no cash value, and are not transferable as gifts. MFF Rewards Cards are void if copied, altered or defaced. MFF Rewards Cards cannot be used to pay outstanding MFF Credit Card or MFF Visa Card balances. Unless and until you present the MFF Rewards Card at a Mills Fleet Farm® store location or online at fleetfarm.com in accordance with these Terms and such MFF Rewards Card is accepted in accordance with these Terms, no right, title, or interest in the rewards points or the MFF Rewards Card has been earned. Nothing herein requires Mills Fleet Farm® to accept a MFF Rewards Card if the entire Rewards Program has been cancelled, terminated or suspended.

Synchrony Bank reserves the right to remove any participant from the Rewards Program in the event of any fraud or abuse of the Rewards Program. Participation in the Rewards Program will be suspended if your MFF Credit Card or MFF Visa Card account is suspended. Synchrony Bank and/or Mills Fleet Farm® reserves the right to change or terminate the Rewards Program at any time and in any manner without prior notice to you. Changes may include, among other things, changing the benefits, imposing additional restrictions, adjusting the number of rewards points that must accrue to earn a MFF Rewards Card or terminating the Rewards Program altogether. No MFF Rewards Cards will be issued or redeemed after termination of the Rewards Program. You are responsible for any tax liability that may arise as a result of the award of reward points or the redemption of MFF Rewards Cards.

Mills Fleet Farm® Fleet Rewards® Visa Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc.